Why you should hire a Dallas rideshare accident attorney.
When is an Insurance Policy Active?
One of the early points of contention in the Uber and Lyft debate was insurance. After the debate ended, many riders remained unaware of how insurance coverage works when:
- An Uber or Lyft auto accident injures a driver, passenger, pedestrian, or another vehicle’s driver and/or passenger.
- A Lyft, Uber or ride share passenger is injured as the result of the negligence of another vehicle’s uninsured or underinsured driver.
- A driver for Lyft or Uber is injured by an uninsured or underinsured driver.
Ridesharing companies addressed these complex scenarios with a million-dollar ($1,000,000) insurance policy. Uber and Lyft promised that if one of their “partner drivers” injured another driver, pedestrian, or passenger while their app was active (the driver being “on the clock”), a supplemental policy would kick in to provide at least one million dollars of insurance coverage.
The Uber insurance policy states drivers and customers are protected during the trip and between trips as long as the driver’s app is activated. When the driver is logged out of the app (the driver being “off the clock”) they are required to maintain their own personal automobile insurance that meets the state regulations where they drive.
Rideshare Insurance Coverage
Auto accidents are complicated. Smartphone apps now add a whole new layer into the mix. When an Uber or Lyft driver’s app is activated from his/her smartphone, one million dollars of insurance coverage should be available to compensate for damages and injuries.
However, when that same driver’s app is not activated, he/she may be considered a regular, non-commercial driver. Unless the driver’s insurance company has been informed in advance (and an updated policy is in place), most auto policies exclude coverage when the insured vehicle is used for a commercial venture – like driving for a rideshare company.
Anyone injured in an Uber or Lyft accident should speak with an attorney who is a rideshare accident specialist. Changing requirements and multiple layers of coverage make a successful recovery a unique challenge. The specialists at Shamieh Law closely follow transportation network court cases in the Dallas-Fort Worth area as they develop.
In today’s complex world, you need a specialist on your side if you are injured in any form of transportation including a taxi, limousine, car service, Uber, Lyft, shuttle, or bus. Shamieh Law’s free case evaluation allows you to speak with a Dallas rideshare accident attorney.
First, we can help you get the medical attention you need. Next, we will fully investigate the accident and available insurance coverages. Finally, we will aggressively represent your interests and achieve the best possible outcome.
If you have been injured in an automobile accident, contact Shamieh Law today to schedule a free consultation on how we can help you. Remember, you do not owe us anything unless we win your case.
Call 214-888-3333 now for your free consultation.