Why you should hire a Dallas rideshare accident attorney.
The accident data on Uber, Lyft, and other ride sharing companies is limited due to the fact that they are still in their infant stages. That hasn’t stopped them from experiencing explosive growth while disrupting the transportation industry as a whole!
This explosive growth hasn’t been without controversy as more and more people are becoming aware of Uber and Lyft accidents. Because we utilize this new technology so regularly, everyone wants to know what happens if you’ve been in a ridesharing accident and who should you call.
Car accidents can happen but it’s not all bad for ridesharing. No one can discount the fact that using Uber or Lyft is extremely convenient and easy after a night of drinking. Depending on the city, it’s been said that DUI’s have dropped anywhere from 15%-62% thanks to ride sharing. With less drunk drivers on the road that should mean they’re safer, correct?
Not so fast! Uber and Lyft don’t require the extensive background checks that Taxi companies once did allowing dangerous riders to pick you up and drop you off. In one case, right in our own backyard of Dallas, a women who thought she was doing the right thing by calling an Uber after a night of drinking, was left paralyzed from an accident. The driver had a criminal history and the women dealing with the consequences is suing Uber after the crash.
Instead of fingerprint-based background checks, Uber and Lyft have elected to use name-based checks that are "43 times more likely“ to have errors than fingerprint-based checks.”
When the city of Houston used a fingerprint-based criminal background check on an Uber driver, they ended up having “24 alias names, five listed birth dates, 10 listed social security numbers and an active warrant for arrest.”
Cities across the country have jumped into the debate over how to regulate Uber, Lyft, taxis and other rideshare companies. In fact, Los Angeles and San Francisco are actually suing Uber claiming "false and misleading" attempts of keeping customers safe
Still, that hasn't stopped people demanding that Uber and Lyft be brought to their cities.
The overwhelming majority of passengers who have experienced transportation network travel now demanded their local municipalities allow these companies to operate in their communities. Dallas County and Tarrant County have cleared Uber and Lyft to pick up fares at DFW and Love Field airports.
When is an Insurance Policy Active?
One of the early points of contention in the Uber and Lyft debate was insurance. After the debate ended, many riders remained unaware of how insurance coverage works when:
- An Uber or Lyft auto accident injures a driver, passenger, pedestrian, or another vehicle’s driver and/or passenger.
- A Lyft, Uber or ride share passenger is injured as the result of the negligence of another vehicle’s uninsured or underinsured driver.
- A driver for Lyft or Uber is injured by an uninsured or underinsured driver.
Ridesharing companies addressed these complex scenarios with a million-dollar ($1,000,000) insurance policy. Uber and Lyft promised that if one of their “partner drivers” injured another driver, pedestrian, or passenger while their app was active (the driver being “on the clock”), a supplemental policy would kick in to provide at least one million dollars of insurance coverage.
The Uber insurance policy states drivers and customers are protected during the trip and between trips as long as the driver’s app is activated. When the driver is logged out of the app (the driver being “off the clock”) they are required to maintain their own personal automobile insurance that meets the state regulations where they drive.
Rideshare Insurance Coverage
Auto accidents are complicated. Smartphone apps now add a whole new layer into the mix.
When an Uber or Lyft driver’s app is activated from his/her smartphone, one million dollars of insurance coverage should be available to compensate for damages and injuries.
However, when that same driver’s app is not activated, he/she may be considered a regular, non-commercial driver.
Unless the driver’s insurance company has been informed in advance (and an updated policy is in place), most auto policies exclude coverage when the insured vehicle is used for a commercial venture – like driving for a rideshare company.
Anyone injured in an Uber or Lyft accident accident should speak with an attorney who is a rideshare accident specialist. Changing requirements and multiple layers of coverage make a successful recovery a unique challenge. The specialists at Shamieh Law closely follow transportation network court cases in the Dallas-Fort Worth and Lake Charles area as they develop.
In today’s complex world, you need a specialist on your side if you are injured in any form of transportation including a taxi, limousine, car service, Uber, Lyft, shuttle, or bus. Shamieh Law’s free case evaluation allows you to speak with a Dallas rideshare accident attorney.
First, we can help you get the medical attention you need. Next, we will fully investigate the accident and available insurance coverages. Finally, we will aggressively represent your interests and achieve the best possible outcome.
If you have been injured in an automobile accident, contact Shamieh Law today to schedule a free consultation on how we can help you. Remember, you do not owe us anything unless we win your case.
Call 214-888-3333 now for your free consultation.