What is a Stowers Demand?

[Music] A stower’s demand is unique to Texas and it has ramifications for your case. So, it’s really important you understand what it is and how it can affect you. The stowers demand was designed to put pressure on the insurance company to compensate you. And there’s a number of factors that are important for you to understand. you have to comply with the stowers demand in order for it to apply to you. So the first factor is you have to demand an amount that’s within the policy limit. You can demand the full policy amount and that’s considered within the policy amount. The second thing is you need to give the insurance company a reasonable amount of time to pay you for your injuries. And what I’ve typically found is three weeks to four weeks is exactly what you need to demand. The third thing is you need to release and indemnify any and all medical providers subregation interests or leans including the parties that you’re seeking damages from that are linked to the insurance policy. So, if you do that and you have a claim that a reasonable insurance company should have paid you the policy limits and they didn’t, we can take your case to trial and if we get a verdict that’s in excess of the policy limits, we can then go after the insurance company to award you for the amounts that are in excess of the policy limits. So the sters demand is one of the most vital tools we have here in Texas and it requires a experienced lawyer that can make sure it complies with sters to make sure we put pressure on the insurance company to compensate you for your injuries. So if you have any questions about a ster demand, call us now. We’re here to help you.