Auto Insurance Coverage Recommendation: What You Need to Know

One of the first things that I tell every client that walks in my office is if they have the money to pay for something called uninsured, underinsured motorist, I highly recommend that. Here’s why. If somebody hits you that doesn’t have insurance, this covers it. If somebody hits you and flees the scene, there’s no insurance, that still covers you. And if somebody hits you and you have severe injuries that will not be compensated by the other party’s policy, this policy will stack on top and protect you. So, it’s vital you have it. You can have it in small amounts or, if you have more money based on your income, you can get higher amounts. So, I would make sure to protect yourself based on your income level. It’s so important to have this.